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Showing 1 results for Bank Financing

Mrs Parya Torabi Kahlan, Mr Alireza Zahedian,
Volume 28, Issue 2 (3-2024)
Abstract

‎Small and medium enterprises play a significant role in creating job opportunities‎, ‎gross domestic product‎, ‎increasing the production of domestic products and exports‎, ‎and are considered one of the key pillars of achieving the economic growth and development of countries‎. ‎The purpose of this article is to explain the position of SMEs and their contribution in employment‎, ‎economy‎, ‎export and access to banking resources in some selected countries and compare them with the data available in Iran‎. ‎For this purpose‎, ‎the total number of micro and small establishment in the private sector of the country (less than 50 employees) and the number of their persons employed have been estimated using the data of the labour force survey during 10 years period‎, ‎and their values‎ ​‎​are predicted for 1404 using the double exponential smoothing method‎. ‎The results indicate that the number of establishments with less than 50 employees in private sector increased during the period under review‎, ‎and by 1404‎, ‎its ‏‎count‎ will reach 4,596,855‎, ‎so that the share of the number of persons employed in these establishments is predicted to be 82.6 ‎percent‎ in the 1404‎. ‎However‎, ‎the evidence shows that the share of these enterprises in bank facilities over the past years was only 4.5 percent‎, ‎which is very low compared to other countries‎. ‎The findings of this research are helpful for the support programs of the government for SMEs‎.



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